• Medical Benefits

    Medical insurance is provided through Kairos. Kairos medical plans use the UnitedHealthCare (UHC) Choice Plus network and MaxorPlus network for prescription drugs. Medical claims are administered by UMR.  For SY 2025-2026 there are three medical plan options. 

    • Gold – Mid-level cost per-pay-period plan with a mid-range deductible and mid-range co-pays
    • Silver - Lower cost-per-pay-period plan with a mid-range deductible and typically higher co-pays
    • HDHP $1,650 /$3,300 Plan  – Lowest cost per-pay-period plan with a high deductible and mid-range co-pays. The HDHP plans comes with a pre-tax Health Savings Account (HSA). The District contributes $13.17 per month to employee's HSA.  Go to the “Health Savings Account” section under the “Benefits” drop down section of the left toolbar for more information

    It is up to you to determine which plan is the best fit for yourself and/or your family.

    Medical Plans SY 2025-2026

    Benefit Guide

     Gold

    Silver

    HDHP $1,650/$3,300* with Health Savings Account**

    *Generally, you must pay all of the costs from providers up to the deductible amount before the HDHP plan begins to pay. If you have other family members on the policy, the overall family deductible must be met before the plan begins to pay. For employees electing HDHP, there will be a charge for Teladoc services starting July 1, 2025.
    **If you are approaching Medicare eligibility, we recommend reaching out to the Pima Council on Aging (PCOA) or Medicare to learn more about the interactions between high deductible healthcare plans, health savings accounts, and Medicare.   

    Preventative Care Services

    Some preventive care services are covered at 100% by all three plans. 

    Teledoc

    Employees enrolled in the Gold and Silver Medical plans have FREE access to use Teladoc from the comfort of your home. This is a District-Paid benefit that provides phone or online access to a doctor 24/7/365.  Employees enrolled in the HDHP plan will have to pay for Teladoc services beginning 7/1/2025. Please see Benefits Guide for more information. 

    To use Teladoc, you can reach a U.S Board-certified doctor on the Teladoc app or you can call at: 1-800-835-2362.

    NOTE: You do not need your medical ID to access your Teladoc benefits. However, if you've never used Teladoc, you must register with Teladoc before using their services. When calling, please provide your name and inform them that you are an employee with Amphitheater Public Schools. If they have trouble accessing your Teladoc account, please reach out to the Benefits office for assistance.

     

    Summary of Benefits Coverage Glossary
    Health Exchange Notice

    Employer Coverage Tool
    Medicare Creditable Coverage Notice